Self-Custody Banking
LUX BANK
Bank on your terms. Not theirs.
Self-custody accounts with instant global transfers, competitive yield, and no monthly fees. Your money, your control.
Self-Custody
Your keys, your money. We never hold your funds. Non-custodial by design.
Instant Transfers
Send money globally in seconds. No waiting, no intermediaries, no limits.
Yield on Everything
Every dollar earns. Automated yield strategies maximize your returns.
Global Access
Bank from anywhere. No borders, no restrictions, no discrimination.
Account Types
Choose the account that fits your needs. All accounts are self-custody and non-custodial.
Checking
0% APYEveryday spending with instant global transfers
- No minimum balance
- Instant P2P transfers
- Virtual & physical cards
- No monthly fees
High-Yield Savings
5-8% APYEarn competitive yield on your savings
- 5-8% APY on stablecoins
- No lock-up period
- Withdraw anytime
- FDIC-equivalent coverage
Treasury
4-6% APYFor businesses and high-net-worth individuals
- Multi-sig controls
- Custom approval flows
- API access
- Dedicated support
Lux Cards
Spend anywhere Visa is accepted. Virtual and physical cards available.
- 1% cashback
- No foreign fees
- Apple/Google Pay
- Instant freeze
- 2% cashback
- Airport lounge access
- Travel insurance
- Priority support
- 3% cashback
- Unlimited lounge
- Concierge service
- Metal card
Global Transfers
Send money anywhere instantly. No waiting, no fees, no limits.
| Route | Lux Bank | Fee | Traditional Bank |
|---|---|---|---|
| US → EU | < 1 second | $0 | 3-5 days, $25-50 |
| EU → Asia | < 1 second | $0 | 2-4 days, $30-60 |
| LATAM → US | < 1 second | $0 | 3-7 days, $20-40 |
| Africa → EU | < 1 second | $0 | 5-10 days, $40-80 |
Open Your Account
No paperwork. No credit check. No minimum balance. Just connect your wallet and start banking.